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Medicare Supplement plans (Medigap) in California

Medicare Supplement insurance with Anthem Blue Cross gives you great options in California. You can see any doctor who accepts Medicare without a referral, while getting the extra coverage you need. Want help staying healthy and active, too? You’ll have access to our hugely popular fitness program, SilverSneakers®, through our currently offered Medicare Supplement plans.

Medicare Supplement insurance, also called “Medigap,” is a type of plan you can add to Original Medicare to pay for things that Parts A and B don’t cover like your coinsurance, copays, or the Part A and Part B deductibles. Just be sure to enroll in Original Medicare before adding a Medicare Supplement plan.

At Anthem, we’ve been serving California for over 75 years. Come find which plan is right for you!

Is Medicare Supplement insurance (Medigap) right for you?

Yes , the Medicare Supplement plan is right for you

  • You’re enrolled in Original Medicare (Parts A and B) and you live in California.
  • You want peace of mind knowing you’ll have help with many of the costs that Original Medicare doesn’t cover.
  • You’d like the flexibility to see any doctor who accepts Medicare, not just the doctors in a network, and without referral.
  • You plan to travel in the United States and want to be able to see any doctor who accepts Medicare.
  • You see a doctor who charges more than the Medicare-approved amount for care.
  • You’d like to buy separate dental and vision insurance once you’re enrolled.

No, the Medicare Supplement plan is not right for you

  • You’re not enrolled in Original Medicare (Parts A and B).
  • You have coverage from an employer that pays all or some of the costs that Original Medicare doesn’t cover.
  • You have coverage through your union that pays all or some of the costs that Original Medicare doesn’t cover.
  • You’re going to sign up for a California Medicare Advantage plan (Part C).

Add prescription drug coverage

When you sign up for Original Medicare and choose a Medicare Supplement plan to help cover your costs, you’ll want to add a separate Part D plan at the same time. Part D is Medicare’s Prescription Drug Coverage. Like Medicare Supplement, you can get Part D directly from us. We offer several prescription drug plans to meet everyone’s needs. So add one to your shopping cart or take a closer look at Medicare Part D plans in California.

Need dental and vision insurance?

If you choose Medicare Supplement insurance, you can buy dental and vision or dental-only insurance to complement your coverage. Stay healthy with Anthem Extras Packages: pick from dental and vision packages like Standard, Premium, Premium Plus, or Dental-Only Premium Plus.

In addition, the Premium Plus Anthem Extras Package gets you access to our Travel Assistance program to help keep you healthy when you’re abroad.

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If your state isn't listed, check out bcbs.com to find coverage in your area.


Not connected with or endorsed by the U.S. Government or the federal Medicare program. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent or insurance company.

Please check with your doctor before you start a physical activity program. The SilverSneakers® Fitness Program is provided by an independent company. SilverSneakers is a value-added program. It is not insurance and not part of the Medicare Supplement insurance plans. It can be changed or withdrawn at any time. The SilverSneakers fitness program is provided by Tivity Health, an independent company. Tivity Health and SilverSneakers are registered trademarks or trademarks of Tivity Health, Inc., and/or its subsidiaries and/or affiliates in the USA and/or other countries. ©2020 Tivity Health, Inc. All rights reserved.

This policy has exclusions, limitations, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, please contact your agent or the health plan.

Once enrolled into your Medicare Supplement insurance plan, your coverage is guaranteed for the life of the plan with only two exceptions/restrictions: nonpayment of premiums and material misrepresentation.

Anthem Blue Cross is the trade name of Blue Cross of California. Independent licensee of the Blue Cross Association. ANTHEM is a registered trademark of Anthem Insurance Companies, Inc.

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