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Individual and Family Insurance Basics

At Anthem, we understand that finding affordable insurance coverage is a priority -- whether you’re shopping on a budget or needing to manage a short-term health crisis.

We offer options that give you real choices and the types of coverage that are right for you. If you’re looking for insurance for yourself or your family, the resources we’ve provided here can answer your questions and help guide you along your health care journey.

Individual and Family Health Insurance

Navigating the world of health insurance can be challenging. How much does health insurance cost? How do I choose a plan? What’s a health insurance subsidy? When is open enrollment?

We’ve put together a series of articles to answer just those questions—and make finding health insurance easy and stress free.

How to Choose a Health Insurance Plan

Knowing the essentials will help you choose the health insurance plan that’s right for you or your family.

Learn more about health insurance basics

Understanding Health Insurance Subsidies

You can save with a health insurance subsidy. Find out if you qualify.

Learn more about health insurance subsidies

Open Enrollment for Health Insurance

When life changes, your health insurance should keep pace. Open enrollment is the ideal time to make changes to your health insurance plan.

Learn more about open enrollment

Qualifying Life Events for Health Insurance

Certain life changes – or qualifying events – can mean you're eligible to change your health insurance options outside of the annual open enrollment period.

Learn more about qualifying life events

How The American Rescue Plan Could Help You Save

The American Rescue Plan lowers the premiums for many people who enroll in or currently have an Affordable Care Act (ACA) marketplace plan. See if you qualify.

Learn more about the American Rescue Plan

Balancing Health Insurance Costs

The cost of health insurance can be a big part of your family budget. Find out how to balance the cost against your coverage and benefits.

Learn more about health insurance costs

Health Insurance for the Unemployed

Losing a job can be difficult. But it doesn't mean you have to lose health coverage for yourself or your family.

Learn more about health insurance for the unemployed

Specialty Insurance: Dental and Vision Coverage

If you’re looking for vision or dental coverage, you probably have some important questions. Is vision insurance worth the cost? What does dental insurance typically cover? What’s a dental insurance waiting period? These articles will answer those questions and help you decide what coverage is right for you.

Dental Insurance Waiting Periods

Most dental insurance plans have waiting periods for some procedures. Know what these are when choosing a plan.

Learn more about dental insurance waiting periods

Is Dental Insurance Worth It?

Learn how having cost-effective dental insurance can contribute to your overall health.

Learn more about dental insurance costs

What Does Dental Insurance Cover?

Understand what dental insurance covers, so you can choose the plan that’s right for you and your family.

Learn more about dental insurance coverage

Is Vision Insurance Worth It?

Learn how having cost-effective vision insurance can contribute to your overall health.

Learn more about vision insurance basics

Supplemental and Limited Duration Insurance

Life isn't always predictable and unexpected health events can be worrying, as well as costly. At Anthem, we offer supplemental insurance plans to ease the stress and expense of unanticipated accidents or illnesses.

We also recognize that traditional insurance plans don't fit every individual or family. That's why we created Anthem Enhanced Choice health insurance, a new option for a changing world.

Learn more about our supplemental plans and our newest health insurance options in these articles.

What is Accident Insurance?

When the unexpected happens, supplemental accident insurance can help pay the bills until you're back on your feet.

Learn more about accident insurance

What is Hospital Indemnity Insurance?

If you or a family member have a long-term or unexpected hospital stay, hospital indemnity insurance will help cover the costs so you can focus on getting well.

Learn more about hospital indemnity insurance

What is Critical Illness Insurance?

No one plans for or expects a major illness. But if you’re diagnosed with one, having a critical illness insurance policy will provide extra funds to help you through to recovery.

Learn more about critical illness insurance

Anthem Enhanced Choice Health Insurance

Not everyone fits the mold for traditional insurance plans. Anthem Enhanced Choice fills the gap for independent contractors, part-time and gig workers, the recently unemployed, those not eligible for ACA subsidies, and others.

Learn more about Anthem Enhanced Choice health insurance